If the Bough Breaks - Raising Awareness of the Medical Liability Insurance Crisis in Maryland
 
if the bough breaks  
if the bough breaks raising awareness of the medical liability crisis is maryland
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  By Catherine Dolinski
From Gazette.net
November 23, 2004

ANNAPOLIS -- Doctors converged on the capital again last week to loudly plead for relief from surging malpractice premiums. But by the end of the week, the three men who could make that happen said there is still no consensus on a reform plan. Prospects for a special session on the issue remain anyone's guess.

Gov. Robert L. Ehrlich Jr. characterized his hour-plus discussion with House Speaker Michael E. Busch and Senate President Thomas V. Mike Miller Jr. on Nov. 18 as "very tense." While prospects for a special session to address the malpractice issue are growing, he said, he is still not overly optimistic.

"The tense atmosphere pertains to the fact that, in order to get a bill like this done, there must be compromise," Ehrlich (R) said, adding that he will submit a revised proposal to Busch and Miller sometime next week.

The proposal will combine tort reforms and other measures intended to stop or at least slow the recent spike in medical malpractice insurance premiums, which many doctors say could drive them out of business if not addressed soon.

Among the few reforms on which Ehrlich, Busch and Miller agree is the creation of a so-called stop-loss fund, which the state would create to subsidize large malpractice award payouts in exchange for an agreement by insurers to freeze doctors' rates. But by all three leaders' accounts, how to pay for the fund remains a major snag in negotiations.

Busch and Miller have agreed that lifting the 2 percent tax exemption on HMO premiums is the best way to pay for the fund, but Ehrlich said he has made it clear he does not want a premium tax.

He disputed reports that he wants to use general funds to pay for the stop-loss fund, projected to need $50 million.

"That, in fact, is not the case," the governor said, adding later that "we do have [a funding source] and it's not the HMO tax."

"If it's not the HMO tax, then tell us what it is," said Busch (D-Dist. 30) of Annapolis. "Is it a tobacco tax? Is it a fee of some sort?"

Busch said that if the governor does not include a specific funding mechanism in his proposal, "there's no sense in even talking about a special session."

The speaker, who has already collected the petition signatures necessary to call a special session with Miller instead of waiting for the governor, stressed that the House is ready to go into session at any time. "We're on board," he said.

While time is running short to call a special session before the end of the year, time is running even shorter for doctors whose premiums are due on Dec. 1. Premiums are increasing by 33 percent on average for most doctors, many of whom say they are on the cusp of deciding whether to close or downsize their practices.

On Nov. 17, a coalition of doctors called Save Our Doctors, Protect Our Patients, lined Lawyers Mall to call for an immediate special session and drive home their argument that the malpractice situation will create an access to health care crisis.

"When are you guys going to get to work?" said Carol Ritter, an obstetrician-gynecologist from Baltimore County, addressing her remarks to legislative leaders. "We needed a special session yesterday. We need you to get to work so that we can get back to work."

The rally was followed a few hours later by a meeting of the Senate commission on medical malpractice, which deliberated on a range of patient safety provisions as well as the creation of either a stop-loss fund or premium subsidy for doctors.

The recommendations included stronger reporting laws on bad doctors and adverse medical outcomes, plus expanding the authority of agencies that oversee the discipline of doctors who make medical errors. The Senate commission will meet again Dec. 1 when it will present its final recommendations for a bill on tort reform, patient safety and insurance reform.

The apparent slow progress toward a special session fired up the doctors who converged on Annapolis last week.

"There are individual doctors making decisions now," said John Caruso, a neurosurgeon in Hagerstown. "We need a special session by Dec. 1."

Miller (D-Dist. 27) of Chesapeake Beach said "incremental progress" is being made toward a final bill, though he remained cautious on the subject of a special session.

Miller said he, Busch and Ehrlich have agreed so far on a few areas of reform, such as mandatory mediation and granting hospitals increased authority to deal with doctors who have multiple malpractice claims filed against them. But with the Senate commission not yet finished with its work, Miller was reluctant to commit to many, if any, tort reforms yet.

The three leaders also differed on when they would meet next -- which may or may not include a meeting Wednesday as well as on Dec. 1.